The American Dream Housing Counseling Agency – Empowering Homeownership, Building Communities

Housing Counseling & Homebuyer Support for Los Angeles County

The American Dream Housing Counseling Agency (ADHCA) helps first-time buyers and homeowners navigate the path to sustainable homeownership through housing counseling, financial education, foreclosure prevention, and access to down payment assistance and grant opportunities.

Housing Counseling

Personalized guidance to help households assess readiness, improve financial stability, and create a clear action plan toward homeownership.

Homebuyer Education

Workshops and one-on-one education covering budgeting, credit, mortgage basics, and the homebuying process.

Foreclosure Prevention

Counseling and advocacy support for homeowners experiencing hardship or at risk of mortgage delinquency.

Who we are

As we step into 2026, The American Dream Housing Counseling Agency is poised to expand our services, building upon a rich history of empowering homeownership.
Reflecting on our past, we take pride in our legacy of assisting low to moderate-income families. Our journey, fueled by a commitment to
overcoming the hurdles faced by first-time homebuyers has been a testament to resilience and innovation. Each family we have supported has been a cornerstone in our mission, reinforcing our resolve to make affordable housing accessible to all.

What we do

Los Angeles, California, in 2023, faced a severe housing affordability crisis, profoundly
impacting its residents. The situation has been characterized by a series of daunting challenges:

Declining Housing Affordability

As of the third quarter of 2023, only 15% of California households could afford to purchase a median-priced home in the

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Rising Homelessness

Concurrent with the declining affordability, Los Angeles County experienced a 9% increase in

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Foreclosure

The foreclosure issue within the 43rd District, for specific areas including Los Angeles and Compton for the year 2022

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Limited Accessibility to Affordable Housing

Despite efforts to increase housing accessibility, the gap between the availability of affordable housing

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Economic and Systemic Challenges

The housing crisis in Los Angeles was exacerbated by broader economic and systemic issues.

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Need for Sustained Efforts

Despite various initiatives and programs aimed at addressing homelessness and improving housing affordability, the persistent rise in

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Community Impact

Serving hundreds of households annually through housing counseling and education

Delivering 20–30 homebuyer and housing workshops each year

Supporting dozens of at-risk homeowners annually through foreclosure prevention services

Partnering with banks, real estate professionals, nonprofits, and community organizations across Los Angeles County

Housing Counseling

The American Dream Housing Counseling Agency is a Local Housing Counseling Agency (LHCA) that provides housing counseling and education services directly through its main office in Los Angeles.

Transaction Coordinator

The American Dream TC Services keeps real estate deals on track. We take care of the administrative aspects of each transaction—from the initial contract to closing.

We have a broad role with duties that may vary slightly depending on the loan program. Typically, a professional transaction coordinator will:

Testimonials

Kevin is a General in the army to build a nation of home owners. He supplies consummate counsel, guidance and strategy to folks in pursuit if the American Dream of homeownership. His mantra, “If there is a will, there’s a way, leads to successful purchases by inspired and informed homeowners . Whether it takes two weeks or two years for buyer readiness, home ownership is attainable and, in fact, calming with Kevin’s advocacy.

For over two decades, Kevin has provided his skillful services to clients who have successfully sold their homes, become new homeowners or were afforded the opportunity to save their homes. His knowledge and experience in the real estate profession has proven to be unmatched by others and a valuable asset to many.

Kevin Dillard, Founder, Chairman, CEO of The American Dream Grant Program is on a mission to help 250 low to moderate income family annually achieve their dreams of homeownership.

I have known Kevin Dillard for more than 20 years. He is a man who has thorough knowledge of the real estate and financial business. He is confident and professional. I do not hesitate to consult with him with my financial and real estate needs and to refer others to him.

Kevin Dillard is a professional in every respect, his wealth of knowledge is what gives me confidence in knowing he will successfully take the transaction to a close no matter what obstacle comes up.

I have dealt with Kevin as a Realtor and a Loan Officer, known for being knowledgeable of new real estate benefits for new home owners and present clients educating them on different programs and loans that suit his client’s budget. One word can quickly sum up Kevin “Dependable”.

You are always functioning to the best of your abilities to provide knowledge and to perform your duties. You never fall short of representing yourself as a professional thru your communication, appearance and knowledge. I consider you to be an expert and you have extensive knowledge in regards to the mortgage industry. Out of all your skill sets and qualifications your most respected quality is your eagerness to help people.

It is amazing how Kevin Dillard has internalized a knee-jerk mindset for 1st time home buyers with an abundance of resources. He has exemplified to many as their hero.

Very detailed oriented and truly cares about people.