Services
Housing Counseling
(Pre-Purchase & Post-Purchase)
Our Housing Counseling services are designed to guide individuals and families through every stage of the homeownership journey — from preparing to buy a home to thriving as an owner after purchase. Through personalized one-on-one sessions with trained housing counselors, clients gain the knowledge, confidence, and skills needed to make informed decisions about mortgage options, understand the homebuying process, avoid common pitfalls, and build long-term financial resilience as homeowners.
Homebuyer Education Workshops
Our Homebuyer Education Workshops provide essential guidance for prospective homebuyers, especially first-time buyers. These interactive sessions walk participants through the full homebuying process — from budgeting and credit readiness to mortgage basics and closing steps. Workshops are designed to demystify complex aspects of purchasing a home, help attendees understand key milestones, and prepare them to confidently navigate real estate decisions.
Financial Readiness & Budget Counseling
Achieving homeownership starts with financial stability. Our Financial Readiness & Budget Counseling focuses on helping clients assess their current financial situation and develop a realistic, long-term plan to reach their housing goals. Through one-on-one sessions, counselors review spending habits, build personalized budgets, outline savings strategies, and create actionable roadmaps for improving financial health.
Credit Education & Action Planning
Good credit is a cornerstone of securing an affordable mortgage. Our Credit Education & Action Planning services help clients understand how credit works, interpret their credit reports, and identify opportunities to improve their scores. Counselors provide clear explanations of credit factors, strategies for addressing negative items, and personalized action plans to help clients boost their credit profiles.
Foreclosure Prevention & Default Resolution
Homeownership can come with challenges, including unexpected financial setbacks. Our Foreclosure Prevention & Default Resolution counseling offers compassionate support for homeowners facing mortgage distress or the risk of foreclosure. Through detailed financial reviews and loss mitigation planning, our counselors help clients understand all available options, communicate effectively with lenders, and pursue solutions like loan modifications, repayment plans, or other alternatives.
Down Payment Assistance & Grant Navigation
Navigating down payment assistance programs and grants can be overwhelming — especially for first-time buyers. Our Down Payment Assistance & Grant Navigation service helps clients identify available financial resources, understand eligibility requirements, and connect with the grants or programs that best support their homebuying needs.